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title: NFC smartphone payments coming to Brazil - Developing Telecoms
description: Brazilians will soon be able to use their smartphones to carry out contactless payment transactions when shopping following an initiative by Claro, Giesecke & Devrient, and Brazilian bank Bradesco.
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   Details    James Barton    Category: [Mobile Finance](https://developingtelecoms.com/telecom-technology/financial-services.html)     02 April 2014     8266 views   

 

  ![](https://developingtelecoms.com/images/stories/Places/800x600/rio_christ_600.jpg)  

 

Brazilians will soon be able to use their smartphones to carry out contactless payment transactions when shopping following an initiative by Claro, Giesecke & Devrient, and Brazilian bank Bradesco.

The mobile payment project will kick off in the state of São Paulo and will later be expanded to other parts of the country, generating a total countrywide customer base of over 85 million users. G&D is supplying the SIM cards with secure storage for the payment software, as well as the SmartTrust Portigo mobile wallet for smartphones, which contains sensitive customer information such as credit/debit card numbers and account details.

Near Field Communication (NFC) radio technology makes it possible for two devices to communicate over short distances and is a prerequisite for making cashless and contactless payments with a cell phone. Starting in the first half of 2014, Brazilians will be able to use their smartphones to do just that at more than 200,000 payment points in retail outlets.

G&D’s NFC-enabled SkySIM CX SIM cards provide a secure element for storing the payment application and the relevant personal data, such as account information from Visa and Mastercard. The SmartTrust Portigo mobile wallet software allows smartphone users to electronically manage items they would traditionally keep in their back pockets, including payment, identity, or loyalty cards.

For Claro and Bradesco, this opens up a vast array of new business opportunities. Claro customers buying a new NFC device already benefit from the preinstalled mobile wallet application. The mobile wallet application can be installed onto existing Claro customers’ smartphones. G&D uses Claro’s mobile network to securely transmit Bradesco account holders’ payment card information to the secure element on their SIM card.

 

 

   
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