---
title: Pakistan’s HBL selects Temenos to transform its banking services - Developing Telecoms
description: Pakistan’s largest bank network HBL is adopting Temenos’ core banking platform to improve the user experience of its domestic and international operations.
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date: 2022-02-18T10:53:00Z
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Pakistan’s largest bank network HBL is adopting Temenos’ core banking platform to improve the user experience of its domestic and international operations.

HBL will onboard over 25 million of its clients onto Temenos’ open platform for composable banking. Rather than reducing flexibility by locking functions like decisioning, reporting, and analytics together, composable banking allows banks to combine, replace, add-on and swap out components, systems and connectors at will.

The platform will accelerate the Bank’s services across all segments, markets, and channels. HBL clients will have an enhanced user experience in the form of increased reliability, security and a modern platform that will enhance HBL’s digitalisation journey.

The Temenos implementation will include a full suite of client-friendly products and services that will provide end-to-end, technologically advanced solutions to both HBL’s conventional and Islamic banking clients. Faster onboarding and quicker transaction processing will provide a more seamless client experience, enabling HBL to increase its digital footprint across Pakistan and internationally. The new system will also enhance adherence to local banking regulations and improve reporting standards for international markets in China, GCC, Europe and SAARC (South Asian Association for Regional Cooperation ) countries.

Muhammad Aurangzeb, President & CEO at HBL, said: “The open technology platform provided by Temenos is flexible, global-ready and has the breadth of banking services to meet our clients’ fast-developing banking needs.”

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